Exploring Urban Living in Treasure Valley: Are Condos and Townhomes the Next Big Shift?

For years, the Boise metro area has been known for its sprawling subdivisions, big backyards, and family-friendly homes on quarter-acre lots. But times are changing—and fast.

As housing prices increase, land becomes scarcer, and more people prioritize location and convenience, we're seeing a real shift in the Treasure Valley toward attached housing—namely, condos and townhomes. While this isn’t a new concept nationwide, it's gaining serious momentum here in 2025.

Whether you're a first-time buyer, downsizer, remote worker, or investor, this guide breaks down what’s happening right now in the condo and townhome market in Boise, Meridian, Eagle, and the surrounding areas. We’ll highlight the hottest urban and village-center developments, pricing trends, and what to watch for in the attached housing space over the next few years.

Why Condos and Townhomes Are on the Rise in the Treasure Valley

Affordability in an Expensive Market

As single-family home prices continue to rise, condos and townhomes have become an entry point for buyers who want homeownership—but without the $600K+ price tag. In 2025, it’s one of the few ways younger buyers and retirees alike can stay close to city centers without stretching their budgets.

Low Maintenance Living

Many buyers today are prioritizing convenience over yardwork. Attached homes offer that "lock and leave" lifestyle—ideal for busy professionals, snowbirds, or anyone who doesn’t want to spend weekends on a lawn mower.

Walkability and Location

Condo and townhome developments are often located near downtown corridors, shopping districts, and planned village centers. This gives buyers access to dining, retail, and entertainment without a long commute or daily drive.

Investment Potential

Boise’s rental market remains strong, and attached housing in prime locations offers solid rental returns. Many of these homes are also easier to manage for out-of-state investors compared to detached properties with larger maintenance demands.

Key Markets for Attached Housing in Treasure Valley

While demand for condos and townhomes exists valley-wide, a few areas stand out in 2025 as the most active and promising locations for urban living.

Downtown Boise

Still the epicenter of culture, business, and entertainment in the Treasure Valley, Downtown Boise offers the widest selection of condos and some newly built townhomes.

Notable Developments:

• The Afton: High-end condo building with luxury amenities, steps from the Greenbelt and BODO.

• One Nineteen Condos: Boutique units in the heart of downtown with modern finishes and secure parking.

• 8th Street Townhomes: Stylish, multi-level units with rooftop decks just a few blocks from downtown shops.

Typical Prices:

• Condos: $400K – $900K+ depending on size and building

• Townhomes: $500K – $1.2M for newer builds with garages and rooftop patios

Who It’s For: Buyers who want walkability, urban energy, and premium finishes. Ideal for executives, retirees, and remote workers who want access to the city without the upkeep of a single-family home.

Meridian Village Center & The Orchard District

Meridian is expanding its urban core with projects designed to create “live, work, play” environments—most notably around The Village at Meridian and the new Orchard District under development near Chinden and Linder.

Notable Projects:

• Cadence Townhomes (South Meridian): Low-maintenance, modern units designed for active adults 55+ with on-site clubhouse and pool.

• CenterCal’s Future Village Expansion: Includes a mix of apartments, condos, and commercial space that will redefine what “urban” means in Meridian.

• Linder Village Townhomes: Offering proximity to Costco, shopping, and new office developments.

Typical Prices:

• Townhomes: $400K – $600K+

• Condos: Limited but growing; expected range: $375K – $550K

Who It’s For: Buyers looking for new construction with access to amenities but without Boise’s downtown pricing. Also a strong option for investors due to increasing demand in Meridian’s rental market.

Downtown Eagle

Once a purely suburban town, Eagle is evolving. While still known for luxury estates, it's also adding walkable mixed-use developments with townhomes and upscale condos.

Notable Communities:

• Eagle Lakes: Water-adjacent townhomes with community space, walking paths, and contemporary design.

• Eagle View Townhomes: New builds just blocks from downtown dining, galleries, and events.

Typical Prices:

• Townhomes: $550K – $750K

• Condos: Limited inventory; custom units may range $600K – $850K+

Who It’s For: Empty nesters downsizing from large homes in Eagle, or professionals who want a more luxurious low-maintenance lifestyle without moving far from what they love.

Garden City & Waterfront Living

Garden City has quietly become a creative hotspot—especially along the Greenbelt corridor. Townhomes and condos near the river are in high demand.

Notable Projects:

• Waterfront District: Modern townhomes and condos steps from the Boise River and Esther Simplot Park.

• Greenbelt Station: Trendy attached homes near breweries, art studios, and cafes.

• The Waterfront Residences (Proposed): Upscale condos with river access and outdoor amenities.

Typical Prices:

• Townhomes: $500K – $700K+

• Condos: $450K – $800K depending on size and view

Who It’s For: Creative types, young professionals, and anyone who wants walkability and access to Boise’s outdoor amenities.

Caldwell & Nampa: Entry-Level Attached Housing

In Canyon County, condos and townhomes are still relatively rare—but 2025 is bringing more options for buyers seeking affordability without sacrificing new construction.

Notable Additions:

• Caldwell North End Townhomes: Near Indian Creek Plaza, these units bring urban-style living to a growing downtown.

• Nampa Gateway Projects: Townhome-style developments aimed at first-time buyers and investors.

Typical Prices:

• Townhomes: $325K – $450K

• Condos: Starting around $300K

Who It’s For: Buyers priced out of Boise or Meridian who still want newer homes and minimal maintenance. Also attractive to local investors seeking rental income with lower acquisition costs.

Attached Housing Market Trends to Watch in 2025

Increased Inventory, Still Competitive

While more developers are adding townhomes and condos to their portfolios, demand is still outpacing supply in prime areas. Expect quick movement on well-located, well-priced units.

HOA Structure and Costs Matter

HOA dues can vary widely depending on the size of the development and amenities offered. Some are under $100/month, while luxury condos can exceed $400/month. Be sure to factor that into your budget.

Rise in “Vertical” Developments

With land becoming scarcer in city centers, expect to see more 3–4 story condo buildings with ground-level retail. Think: mixed-use, urban village-style living.

First-Time Buyer Programs

Several lenders and state programs are now tailoring products for townhome and condo buyers, including lower down payments and flexible underwriting for attached housing.

Rental Restrictions

Many HOA communities are now capping the number of rental units. This can affect resale value or investment plans, so always review CCRs (Covenants, Conditions & Restrictions) before making an offer.

Pros and Cons of Buying a Condo or Townhome in Treasure Valley

Pros:

• Lower price point compared to single-family homes

• Little to no yard maintenance

• Ideal for downsizers, travelers, or remote professionals

• Often located in walkable or high-demand areas

• Strong rental potential in key markets

Cons:

• HOA fees and rules may limit flexibility

• Less privacy than detached homes

• Limited outdoor space or private yard

• Resale value depends heavily on development quality and location

• Not always eligible for certain loan types (FHA, VA)

Is Urban Living Right for You?

You might be a good fit for a condo or townhome if…

✅ You want to stay close to downtown, retail, or work without a huge mortgage
✅ You’re tired of yard maintenance and want a low-maintenance lifestyle
✅ You’re downsizing or looking for a lock-and-leave second home
✅ You’re buying your first home and need affordability + location
✅ You want a great investment property with strong rental demand

If you're still unsure, I can help you compare attached and detached options based on your lifestyle, budget, and goals.

Let’s Find the Right Urban Home for You

Whether you're drawn to the energy of downtown Boise, the future-forward vibe of Meridian’s village center, or the riverside creativity of Garden City, there’s an urban living option waiting for you in the Treasure Valley.

I've helped dozens of buyers navigate this changing market—understanding not just the numbers, but the lifestyle trade-offs. If you're curious about whether a condo or townhome is right for you, or want help comparing neighborhoods and developments, let’s talk.

📞 Call or Text Curtis at (208) 510-0427
📧 info@chismteam.com
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